Advanced Capital

How it works

APPLY ONLINE

You’re already here! Just apply on our website to get the process started!

GET A DECISION

Once your application has been processed, someone from our firm will contact you to go over offers that were approved by our underwriting team.

USE YOUR FUNDS

Once an approved offer is accepted, funds can be transferred to your business bank account the same day. Go renovate, buy equipment, pay those taxes, purchase that inventory, and get your business on track for growth!

Our Mission

Our mission is to get every business the financing it needs, when and how it is needed. As a direct lender, we have our own vast menu of financing options. But sometimes, we’re not the best option So, we’ve built a trusted network of lending partners that we work with to get you the financing that fits your business needs. With one application you can save yourself the time, money, and stress that comes along with applying to different lenders. You worry about running your business. We’ll take care of the financing.

Why Advanced Capital

Advanced Capital’s mission is to provide economic opportunities and progressive growth for underserved small business owners and their communities. We do this by combining personal and experienced service with a technology platform that allows you to complete the process in your own time.
Our proprietary technology is designed to provide greater transparency, efficiency and flexibility over traditional banks.
Advanced Capital supports small and medium-sized businesses nationwide with partially guaranteed loans.

Find out how Advanced Capital can help grow your business

Start your loan application

REVENUE BASED FINANCING

Revenue Based Financing is the payment of an up-front sum of cash in exchange for a set amount of a business’s future revenue. A fixed percentage of the revenue generated by the business is collected on a daily, weekly, or bi-weekly basis. This is not a loan, so no interest is charged. Your financing cost is fixed and your payment obligation fully adjusts to the revenue you are generating; so if it takes a little longer than expected to pay, you don’t get charged more in interest.

apply for Revenue Based Financing

BUSINESS TERM LOAN

Available for both short- and long-term needs. Our business loans provide you with an agreed-upon sum of money that you will pay back over a specified amount of time, with interest. The amount of interest paid and the total overall cost will depend on whether you opt for a short-term loan, which typically has a higher interest rate but a lower overall cost, or a long-term loan, which tends to have a lower interest rate but a higher overall cost.

apply for a business term loan

BUSINESS LINE OF CREDIT

Similar to a personal credit card, a business line of credit provides you with a line of credit that is accessible for you to use at any time. You only pay interest on the portion of the line that you use, and once paid, funds become available for you to use again. This is a great option for businesses that want to stabilize their cash flow or those that are in need of short-term working capital.

apply for business line of credit